2. San Jose, California

While San Jose is close to San Francisco, it has its own separate metro area. Both of these factors have boosted median list prices by nearly $1 million. So settling down here won’t come cheap at all.

The increase in tech startup businesses has further boosted costs, so living on a budget will be an almost impossible task, no matter your approach. And relying on adult day healthcare or home health aides isn’t an option for most retirees either since prices for these services are the second-highest on our list.

Our last location won’t bridge the gap in your retirement funds…..