Retired in America

Your Guide to a Confident Retirement

  • Home
  • Personal finance
  • Retirement Life
  • Saving & Spending

9 Social Security Secrets to Maximize Your Benefits in Retirement

September 11, 2020 · Retirement Life

You can be eligible to receive survivor benefits

Many people think they have to be 62 to receive survivor benefits, but this is not the case. To be eligible for such benefits, you must meet the following criteria:

  • Be a widow(er), age 60 or older (for disabled people, the eligible age is 50), and previously married to the deceased for a period of at least nine months
  • Widow(er) at any age who is caring for a deceased worker’s dependent child or children, younger than age 16 or disabled
  • Divorced spouse of the deceased
  • A minor or disabled child
  • Dependent parent of the deceased age 62 or older
  • Stepchild or grandchild of the deceased

You can collect up to 100% of their deceased spouse’s benefit, but to claim 100 percent, you have to be at least your full retirement age to claim 100%.

Widow(er)’s can still qualify for survivor benefits

Social Security benefits can be significantly affected by marital status. If you remarry before you turn 60, you will no longer receive survivor benefits. However, your eligibility for survivor benefits will not be affected in any way if you remarry at or after you reach age 60 (age 50 if disabled).

Pages: 1 2 3 4 5

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • 20 Top-Rated Neighborhoods for Retirees in 2026
  • Best Places to Retire in the USA in 2026 (Affordable, Safe & Tax-Friendly Picks)
  • 6 Important Changes to Social Security Benefits in 2026
  • How To Pay Your Taxes With Your Credit Card in 2022
  • 8 Ways To Avoid Retirement Poverty
  • 13 States Where Your Freedom Is Respected
  • 18 Places Where Social Security Is More Than Enough
  • 7 Ways To Budget Your Groceries in Retirement
  • 14 Retirement Cities With Awful Weather
  • 11 States With the Best/Worst Social Security Checks in 2022

Newsletter

Get retirement planning tips, savings strategies, and lifestyle insights delivered to your inbox.

Related Articles

6 Golden Rules to Generate Passive Income from Real Estate Investments

Passive doesn’t mean no involvement It’s true that passive income can be generated with little…

Read More →

Best Multivitamins For Over 50s

Best Multivitamin for Women Over 50:  One A Day Women’s 50+ Healthy Advantage – The One…

Read More →
Seniors calculating their costs

11 Expenses You No Longer Need in Retirement

Groceries Average household expenses in the US in 2019: $4,646 Are you interested in paying…

Read More →

Key Things Retirees Wish They Could Tell Their Younger Selves

We cannot go back in time and do things differently, no matter how much we’d…

Read More →

28 Ways to Make Early Retirement Work for You

Eliminate Debt During retirement, you’ll only live on a fixed income consisting of your savings,…

Read More →

Most Important Financial Benefits For Retirees Offered By Each State

California – Social Security income is exempt from taxes – Residents aged 60 and older…

Read More →

14 Retirement Cities With Awful Weather

 Grand Forks, North Dakota – Grand Forks in North Dakota has its fair share of…

Read More →

Productive Things to Do in Retirement

For a lot of Americans, retirement age can seem daunting due to financial or healthcare-related…

Read More →

10 Most Important Retirement Age Milestones You Need to Consider

Age 50 Anyone age 50 or older can make additional catch-up contributions to their 401(k)…

Read More →
Retired in America

Your Guide to a Confident Retirement

Inedit Agency S.R.L.
Bucharest, Romania

contact@retiredinamerica.com

Trust & Legal

  • About Us
  • Editorial Policy
  • Advertiser Disclosure
  • Frequently Asked Questions
  • Disclaimer
  • Terms and Conditions
  • Privacy Policy
  • Subscribe
  • Unsubscribe
  • Contact Us

Categories

  • Personal finance
  • Retirement Life
  • Saving & Spending

© 2026 Retired in America. All rights reserved.