Retired in America

Your Guide to a Confident Retirement

Frequently Asked Questions

Last Updated: February 2026

Have questions about Retired in America? You’re in the right place. Below you’ll find answers to the questions readers ask us most often — about who we are, how we create content, what we cover, and how to get in touch.

About the Site

What is Retired in America?

Retired in America is a retirement planning and living resource for Americans approaching, entering, or already in retirement. We publish practical, research-backed guides on topics including Social Security optimization, Medicare enrollment, retirement income strategies, senior discounts, estate planning basics, and retirement lifestyle guidance.

Our goal is simple: help real people navigate retirement with confidence — without requiring expensive financial advisors or complex planning tools.

Who operates Retired in America?

Retired in America is operated by Inedit Agency S.R.L., a company based in Bucharest, Romania. We are a small editorial team focused on producing high-quality retirement content using a combination of AI-assisted research and human editorial review.

Why should I trust the information on this site?

We take accuracy seriously. Here is why you can trust our content:

  • Authoritative sources: We rely on recognized authorities such as the Social Security Administration, Medicare.gov, IRS, CFPB, AARP, Department of Labor, and peer-reviewed research
  • Human editorial review: Every article is reviewed by a human editor before publication — we do not publish AI output without oversight
  • Transparent corrections: When we get something wrong, we correct it and document the change with a dated notice
  • No advertiser influence: Our editorial decisions are independent from our revenue sources. See our Advertiser Disclosure for details
  • Clear disclosures: We disclose our use of AI tools, our affiliate relationships, and any other material connections that could affect how you evaluate our content

Content and Accuracy

Who creates the content on Retired in America?

Our content is created by our editorial team using AI-assisted drafting tools (specifically Google Gemini) combined with human editorial review and oversight. We use AI as a research and writing tool — not as an autonomous publisher.

Our process:

  1. Human editors select topics based on reader needs and seasonal relevance
  2. We identify authoritative sources relevant to the topic
  3. AI tools draft the article following detailed editorial guidelines
  4. A human editor reviews the draft for accuracy, clarity, and practical value
  5. The article is fact-checked against our source tier hierarchy before publication
  6. Published articles are reviewed annually or when major regulations change

For full details, see our Editorial Policy.

How do you ensure your information is accurate?

We use a tiered source hierarchy to ensure our recommendations are grounded in authoritative information:

  • Tier 1 (highest priority): Government agencies (SSA, IRS, Medicare.gov, CFPB, SEC), professional standards bodies (CFP Board, NFCC), and peer-reviewed research
  • Tier 2: Established organizations (AARP, PBGC, Department of Labor), university research, and nationally recognized financial planning associations
  • Tier 3: Reputable financial publications (NerdWallet, Investopedia, Bankrate), trusted financial product comparisons, and industry experts

When sources conflict, we prioritize government and peer-reviewed sources over industry sources.

How often is content updated?

We update content on two schedules:

  • Routine updates: Social Security and Medicare articles are reviewed annually for new benefit year changes. Tax content is updated for each tax year. Evergreen articles are reviewed every 12–18 months
  • Triggered updates: We update articles immediately when major changes occur (e.g., new COLA adjustments, Medicare premium changes, significant tax law updates, new Social Security rules)

Updated articles show a revised “Last Updated” date at the top.

What if I find an error in an article?

Please report it — we genuinely want to know. Email editorial@retiredinamerica.com with the subject line “Error Report” and include:

  • The URL of the article
  • What you believe is incorrect
  • A source or citation showing the correct information (if available)

We will acknowledge your report within 24–48 hours, investigate within 5 business days, and correct verified errors promptly.

Using Our Content

Is the advice on this site personalized to my situation?

No. All content on Retired in America is general educational guidance. It is not personalized to your specific financial situation, health status, retirement timeline, or circumstances.

For personalized help, we recommend consulting:

  • A Certified Financial Planner (CFP) for comprehensive retirement planning
  • A CPA or enrolled agent for tax questions
  • A SHIP counselor for free, unbiased Medicare guidance (find yours at shiphelp.org)
  • An elder law attorney for estate planning needs

Can I share or republish your articles?

You are welcome to share links to our articles on social media or in other online contexts. Brief quotes with attribution and a link back to the source are also acceptable.

Full republication of our articles — including copying full article text to another website — is not permitted without explicit written permission. Contact editorial@retiredinamerica.com to discuss licensing or syndication.

Privacy and Advertising

What personal data does this site collect?

We collect minimal personal data:

  • Analytics: We use standard web analytics to understand how readers use our site (pages visited, time on site, referral sources). This data is aggregated and not tied to individuals
  • Newsletter: If you sign up for our newsletter, we collect your email address to send you updates. You can unsubscribe at any time
  • Contact form: When you contact us, we collect your name and email to respond to your message

We do not sell personal data to third parties. See our Privacy Policy for complete details.

How does Retired in America make money?

We earn revenue through:

  • Google AdSense display ads: Automatically placed advertisements you see while browsing the site
  • Affiliate links: When you click a product link and make a purchase, we may earn a small commission at no extra cost to you (Amazon Associates and similar programs)

We do not publish sponsored content or paid reviews. See our full Advertiser Disclosure for details.

Does advertising influence your content recommendations?

No. We maintain a strict editorial firewall between our revenue sources and our editorial decisions. Advertisers and affiliate partners do not influence which topics we cover, which products we recommend, or how we evaluate products. See our Editorial Policy and Advertiser Disclosure for more details on how we maintain editorial independence.

Contributing and Contact

Can I write for Retired in America?

Yes — we welcome pitches from retirement planning professionals, certified financial planners, elder law attorneys, and Medicare specialists. To pitch an article, email editorial@retiredinamerica.com with:

  • Your proposed topic and a brief outline
  • Your relevant credentials or experience
  • Links to previous published work (if available)

We review all pitches but may not be able to respond to every submission.

How do I contact you?

The best ways to reach us:

We typically respond within 24–48 business hours.

How do I stay updated with new content?

The best ways to keep up with new articles and guides:

Didn’t find an answer to your question? Contact us — we’re happy to help.