Retired in America

Your Guide to a Confident Retirement

Advertiser Disclosure

Last Updated: February 2026

Retired in America is reader-supported. When you buy through links on our site, we may earn a commission — at no extra cost to you. This page explains how our site makes money, how we identify affiliate links, and how our editorial decisions remain independent from our revenue sources.

How This Site Makes Money

Retired in America generates revenue through two primary sources:

1. Display Advertising (Google AdSense)

We display ads through Google AdSense. These ads are served automatically by Google based on your browsing history and the content of the page you’re reading. We receive a small payment when ads are shown or clicked.

Ad placement on this site does not influence which topics we cover, which products we recommend, or how we evaluate anything.

2. Affiliate Links

Some links on this site are affiliate links. If you click one and make a purchase, we may earn a small commission. Our current affiliate relationships include:

  • Amazon Associates: We participate in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com
  • Financial services and tools: We may link to retirement planning tools, financial calculators, and budgeting apps through affiliate programs
  • Insurance and Medicare resources: We may earn commissions from links to Medicare comparison tools and supplemental insurance providers

We do not currently publish sponsored content, paid reviews, or brand-funded articles. If this changes, all such content will be clearly labeled.

How to Identify Affiliate Links

When we link to a product or service that we may earn a commission from, the link will typically go to a retailer like Amazon.com or a recognized financial services provider. We add a disclosure notice at the top of articles that contain affiliate links.

Example disclosure language you’ll see in articles:

“This article contains affiliate links. If you make a purchase through these links, we may earn a small commission at no additional cost to you.”

Our Editorial Firewall

Our editorial team selects and evaluates products, services, and topics independently. Here is how we maintain that independence:

  • No advertiser influence on topics: Advertisers and affiliate partners have no say in which articles we write, which products we cover, or what conclusions we reach
  • No pay-to-play product features: We do not sell product placements or featured spots in our articles or round-ups
  • Honest assessments: We include the pros and cons of every product or service we review. We will not recommend something we believe is poor quality just because it earns a higher commission
  • Commission parity policy: We try to link to the product or service that is genuinely best for the reader, not the one that pays the highest commission
  • Reader-first content: Our primary goal is to help readers make good decisions about their retirement. Revenue follows from serving readers well — not the other way around

How We Evaluate Products and Services

When we recommend a product or service — whether or not we have an affiliate relationship — our evaluation process includes:

  1. Independent research: We review product specifications, user reviews on multiple platforms, and any relevant expert testing
  2. Category context: We compare products within their category and price range to determine which offer the best value for retirees
  3. Practical application: We consider how well a product or service solves real retirement challenges for typical users
  4. Pros and cons: We document clear strengths and limitations, so readers can decide if a product fits their specific needs
  5. Price accuracy: Prices listed in articles are accurate at time of publication but may change. Always verify current pricing before purchasing

FTC Compliance

In accordance with the Federal Trade Commission’s guidelines on endorsements and testimonials (16 CFR Part 255), Retired in America discloses material connections between this site and companies whose products or services are mentioned.

This means:

  • We disclose affiliate relationships on pages and articles where affiliate links appear
  • We disclose any free products received for review
  • We disclose any paid relationships that might influence our content

If you have questions about any specific relationship or disclosure, please contact us.

Questions About This Policy

You can also review our Editorial Policy for full details on our content creation process and quality standards.

Thank you for supporting Retired in America. Reader trust is our most important asset, and we take our disclosure obligations seriously.