Welcome to Retired in America
Whether you’re planning your retirement, navigating Medicare enrollment, or looking for ways to make your savings last, we believe every American deserves a confident, informed retirement. Retirement isn’t just about finances — it’s about building a life that supports your well-being, independence, and peace of mind.
Our Mission
At Retired in America, our mission is to make retirement planning and living accessible to everyone. We provide:
- Clear, Step-by-Step Guidance — No overwhelming jargon or complex financial models
- Practical Retirement Solutions — Strategies that work for real budgets and real situations
- Research-Backed Information — Verified against government sources and professional standards
- Beginner-Friendly Approach — Whether you’re years from retirement or already there
We believe retirement planning should be a source of confidence, not stress. That’s why we focus on simple, proven strategies that work for everyday Americans.
What We Cover
Retired in America offers practical guidance across all aspects of retirement life:
- Retirement Planning — Social Security optimization, pension strategies, retirement savings withdrawal plans, and timing your retirement
- Retirement Income — Managing fixed income, maximizing Social Security benefits, retirement account strategies, and creating sustainable income streams
- Medicare & Healthcare — Medicare enrollment, supplemental insurance, managing healthcare costs in retirement, and prescription drug coverage
- Senior Living — Downsizing decisions, age-in-place strategies, retirement community options, and lifestyle transitions
- Saving & Spending — Senior discounts, stretching retirement dollars, tax-efficient spending, and budgeting on a fixed income
- Estate & Legacy Planning — Wills, trusts, beneficiary designations, inheritance planning, and powers of attorney
Our Editorial Approach
Retired in America operates as a dedicated editorial team focused on delivering practical, accessible retirement guidance. Our approach prioritizes transparency and research-backed information.
Our Content Process:
Every article follows a rigorous process:
- Research from authoritative sources (SSA, Medicare.gov, IRS, CFPB, AARP, Department of Labor)
- Content development using AI-assisted writing tools for consistency and coverage
- Fact verification against primary sources
- Plain language review for accessibility
- Source citation with links to authoritative institutions
- Regular review and updates to maintain accuracy
Transparency About AI Use
We believe in transparency about our content creation process. Our editorial team uses AI writing tools (primarily Google Gemini) to:
- Research and compile information from multiple sources
- Draft initial article structures and outlines
- Ensure consistent formatting and readability
- Generate practical retirement guides based on established professional standards
However: All AI-generated content undergoes human editorial review for accuracy, safety, and practical applicability. We verify all advice against government sources, professional financial planning standards, and current regulations. For a complete explanation of our AI use, editorial standards, and correction policy, visit our Editorial Policy page.
Our Values
Accessibility — Retirement education is for everyone, regardless of savings level, background, or experience.
Transparency — We cite our sources, disclose our AI usage, and maintain honest communication with readers.
Empowerment — We provide the knowledge you need to make confident decisions about your retirement.
Realistic Progress — We celebrate every smart decision. Optimizing your Social Security claiming strategy matters. Finding the right Medicare plan matters.
Respect — Your retirement, your decisions. We offer guidance, never judgment.
Quality & Trust
Every piece of advice on Retired in America is:
- Verified against government sources (SSA, IRS, Medicare.gov, CFPB) and professional standards (CFP Board, NFCC)
- Practical — tested approaches that work in real-world retirement situations
- Realistic — appropriate for various income levels, health situations, and retirement stages
- Updated — reviewed regularly to reflect current regulations and benefit amounts
Who This Site Is For
- Pre-Retirees planning their transition from work to retirement
- Recent Retirees navigating Medicare, Social Security, and lifestyle changes
- Long-Term Retirees looking to optimize income and manage healthcare costs
- Family Members helping aging parents with retirement decisions
- Budget-Conscious Seniors seeking ways to stretch their retirement dollars
Important Disclaimers
Financial Information: The information on this website is for educational purposes only. Individual retirement situations are unique and require personalized assessment. Tax laws and benefit rules change frequently. Always consult qualified professionals before making major financial decisions.
Health & Medicare: Our content about Medicare, healthcare costs, and wellness is educational, not medical or insurance advice. For personalized Medicare guidance, contact your State Health Insurance Assistance Program (SHIP). For health concerns, consult qualified healthcare providers.
Product Recommendations: Recommendations are based on research and commonly reported user experiences. Individual results may vary. We may earn affiliate commissions on some product links (disclosed in our Advertiser Disclosure).
Not Affiliated: Retired in America is not affiliated with any financial institutions, insurance companies, or government agencies. When we reference professional standards or suggest consulting professionals, we’re providing general guidance, not specific referrals.
Get In Touch
Have a question or want to share your retirement success story? We’d love to hear from you!
Email: contact@retiredinamerica.com
For more ways to reach us, visit our Contact Page.
About Our Organization: Retired in America is operated by Inedit Agency S.R.L., based in Bucharest, Romania.
Last Updated: February 2026