Nobody wants to be poor in retirement, especially not after a lifetime of hard work, planning and preparation. Even if your retirement plan seems bulletproof, some things could still affect it in more ways than you’ve ever expected.

To make sure you live the retirement lifestyle of your choice and don’t outlive your retirement savings, take a look at some of the factors that might take a bite at your retirement budget and the warning signs that you might not be saving enough for your golden years. Forewarned is forearmed!