20 Smart Strategies to Boost Your Savings and Retire Rich

 Don’t Turn Saving Into a Choice

“Make sure your retirement savings are happening every week or month automatically, without thought or questions,” recommends Michael Hardy, CFP and vice president of Mollot & Hardy, Inc.

Set up an automatic method so that contributions to your 401(k) or other retirement accounts can be regularly withdrawn from your monthly paycheck. “This eliminates the chance that you stop putting money into your retirement accounts,” Hardy says.

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