19. Sell a Concentrated Position
If you can’t reliably contribute to your 401(k) as much as you’d want, a good strategy is to rely on a diversified portfolio. What you should do is start to sell your concentrated position (either a couple of thousands of dollars monthly or a large portion annually, up to you) and use the cash flow to max out your 401(k).
Just keep in mind that this strategy doesn’t allow you to liquidate your concentrated holdings as quickly as you should. However, it does offer a steady way to diversify.
