There are many special discounts that are available to seniors. Retirees are offered discounts at most retailers, restaurants, parks, on public transport and at hotels. But you won’t get these discounts unless YOU ASK for them.
Simply ask the question, “Do you offer a senior discount?” and see how much you can save. You’ll be able to save money every time you find yourself reaching for your wallet or purse. Here is a list of 16 discounts seniors get only if they know to ask about them in 2018. Not only can you read about them here, you can click the links provided if you want to take advantage of these special discounts.
1. Negotiate A Better Mortgage Rate With HARP
If you’re a homeowner born before 1985 and you want to save yourself thousands of dollars this year, there’s a government program that you might be able to take advantage of called HARP. The Home Affordable Refinance Plan (HARP) could help hundreds of thousands of Americans reduce their monthly payments by as much as $3,500 in their first year.
The program was set to expire in 2017 but has been extended to 2018 for the time being. In order to qualify for HARP you’ll need good or excellent credit, so if you don’t have a very good credit rating then this probably isn’t for you. To check if you qualify visit HARP Approvals, and fill out the short quiz (take 2 minutes). If lowering your payments, paying off your mortgage faster, and having an extra $290 a month in HARP savings would help you, then this could be the easiest money savings tip you take.
2. FIND THE BEST LIFE INSURANCE OPTION FOR FREE
In this day and age, having a high-quality life insurance is one of the greatest gifts you could make to yourself and your loved ones. With so many offers on the market, though, how can you know what’s right for you anymore?
Instead of spending a fortune on consultants that may even mislead you, there are services that really care about improving your life. It only takes a couple of minutes to get a life insurance option tailored to your income and lifestyle. The earlier you get your offer, the bigger chances you and your family have at a happy life together! The best part? It all comes for free!
3. Get a High-Quality Security System Now
No matter how resistant your home may be, it will never protect you from burglary or other attacks. If something happens, the only person who will end up paying for it is you.
A high quality security system will ensure your home’s safety when you’re there and when you’re away. As soon as something comes up, you will get professional assistance 24/7 and emergency help will be on the way in no time. It’s one of the best things you can do for your family’s safety and long-term income, so why wait for it?
4. SAVE MONEY WITH HOME & CAR INSURANCES
As you probably already know, having a high-quality life insurance is one of the first things you should get. Not only does it give you piece of mind, but it also helps your loved ones in case something ever happens. However, we all know the costs this option implies – but there is a solution to it.
Many people don’t even realize how many benefits they get by having their car and life insurance at the same company. First of all, your costs will reduce considerably, as Liberty gives you an extra discount for multiple insurances. Furthermore, you know with certainty that you always benefit from high-quality services regardless of what happens.
5. Upgrade Your HVAC System to Save Extra Cash
If you currently have a HVAC system at home, that’s great. However, just because something works, it doesn’t mean it offers you the maximum amount of comfort and quality you deserve.
As a retiree, you spend most of the time at home, which is why you should bring an upgrade to every aspect you can. Gladly, it takes no more than 30 seconds to find out if your HVAC system can work better – and how you can get major improvements for a bargain. This way, you can save money on your monthly bills while feeling comfortable regardless of season!
6. Get A Walk In Tub At A Big Discount
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually they happen when you step over your tub wall, or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight.
It’s another fact of life that these bathroom injuries increase significantly after you turn 65. This is often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 65 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.
7. Get a HIGH QUALITY AUTO WARRANTY
Having the right car warranty is one of the most beneficial things you could do for your safety. From choosing the right offer to finding the most affordable option, it takes plenty of research and time to make sure that you get what’s right for your situation. And, of course, the most frustrating part is when you find out that the option you chose doesn’t match your expectations..
Things shouldn’t be that complicated, though. With Auto Warranty, having your car repaired anytime becomes a quick progress that keeps you safe without taking a fortune out of your pocket. Why spend so many time and resources to get the right offer when you have it at just one click away?
8. Visit Amusement Parks
If you’re up for an adventure, you can use your discount at theme parks too. While your days of riding the rollercoaster might be over, there are still some other great attractions on offer.
Senior Pass Members at Busch Gardens in Tampa will get various discount offers all year round and SeaWorld Orlando will give you a $3 discount if you are over 50. LegoLand Florida gives seniors a $7 discount on entrance.
King’s Island offers seniors over the age of 62 various discounts as well You can also get a senior discount on one-day tickets and seasonal packages at Dolly Parton’s Tennessee-based park, Dollywood, that includes activities for all of the family.
9. Slash Your Electricity Bill With Solar Panels
With all the changes going on in America for the past few months, everybody is on edge when it comes to finances. From the upcoming tax season to monthly costs, everything will be different – and your savings account will definitely feel it. Although it doesn’t seem like you can do much about it, there is one solution: solar pannels.
If it doesn’t make much sense right now, it will in a moment. These days, installing solar pannels is one of the quickest ways to reduce your monthly income. Energy bills are increasingly rising, but getting solar energy doesn’t! In fact, studies have shown that you can save hundreds of dollars due to this change. As a plus, the U.S. governemnt encourages this change for Americans around the world, so you will likely be eligible for other benefits as well – not to mention that your house value will increase considerably.
10. Go Shopping
You might be surprised to learn that a lot of trendy shops give a senior citizens discount. At Banana Republic, if you over 50-years old you can get a 10% discount at stores, simply by asking for it.
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
11. FIND OUT MORE ABOUT YOUR TRUMPCARE BENEFITS
Ever since President Trump was elected, there have been many changes you should know of as well. Recent modifications caused by the proposed Trumpcare plan will also have an impact over retirees’ medical insurances.
The best thing you can do for your health and income is to stay informed. You probably already received your Annual Notice of Change letter – and if you didn’t, it should arrive soon. Either way, that is only a summary of how much you should know about your future. If you want to get the latest news on the subject and how they will affect you, this is your chance to get them for free.
12. Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
■ McDonald’s: discounts on coffee and beverages (55+)
■ Whataburger: free drink with purchase of a meal, depending on location (55+)
■ Wendy’s: give free coffee or other discounts depending on location
■ Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
■ IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
■ Golden Corral: Senior discount varies by location
■ Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
■ Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
■ Subway: 10% off (60+) varies by location
■ The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
■ Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
■ Sizzler: Offers “Honored Guest Menu” (60+) varies by location
■ Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
■ Old Country Buffet: Daily discounts for seniors (55+)
■ Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
■ Fazoli’s: Join “Club 62” for special senior menu items (62+)
■ KFC: free small drink with any meal depending on location (55+)
■ Country Kitchen: Great Senior Menu (55+)
■ Burger King: 10% discount on purchase depending on location (60+)
13. GET EXTRA BENEFITS IF YOU SERVED YOUR COUNTRY
Once they reach a certain age, American retirees can take advantage of a wide range of benefits – especially when it comes to loans and mortgages. However, the number of U.S. veterans actually aware of their benefits is concerningly low – and you may be one of them!
With the home pricing continuously rising, getting the right home to spend the rest of your life in can be time-consuming and stressful. With the VA Military Benefit, though, your chances of getting the loan you need to turn your dreams into reality are considerably higher.
14. Hotel Rooms
If you want to settle down for the night someplace away from home you can be sure to get a discount at Marriott, Comfort Inn, Motel 6 and more.
Keep in mind that discounts may vary and change without notice.
■ Marriott – 15% discount (62+). You can book online or call and ask for the senior discount
■ Red Roof Inn – option of “senior rate” when you book online, may not be available for all locations
■ Choice Hotels – 10% discount if you book in advance (60+)
■ Hyatt Hotels – up to 50% off in participating locations. To qualify for this deal you have to make a reservation in advance and book for two people (60+)
■ La Quinta – varying offers at participating locations (65+). Book online or call and ask for senior discounts
■ Omni Hotels – varying offers at participating locations (55+)
■ Motel 6 – 10% discount (60+). Call and book over the phone in order to get discount
■ Wyndham Hotels – varying offers at participating locations (60+)
■ Hampton Inns & Suites – 10% off when booked 72 hours in advance
You can find more senior hotel discounts by using Booking.com to look for your next hotel room.
15. Take a Trip to the Movies
AMC Theatres, Regal Cinemas, Alamo Drafthouse Cinemas & CineMagic
It’s lovely to visit the cinema every so often. Lots of theaters offer a senior discount too. AMC Theaters offer a generous 30% discount to over 60s. While Regal Cinemas are going one better and will give you 35% off if you are 60 and over. With the money you’re saving you can treat the grandchildren and get a bag of candies to eat while you all enjoy the movie.
Georgia Theatre Company offer varying senior discounts, depending on location and showtime, so be sure to visit their website for more information. If you’re over 60, you can get into weekday shows before 2pm for $6 at Alamo Drafthouse Cinemas, get $1 or $2 off at B&B Theatres and $2 off all evening shows at Celebration Cinemas. Fridley Theatres offer a Bargain Day every Tuesday for all ages – why not take the grandkids?
And at Marcus Theatres seniors can watch matinees for just $5 on Fridays before 5:30 p.m. Showcase Cinemas offer discounted ticket price on Senior Wednesdays at all locations (except Showcase Superlux), and various discounts for popcorn and a soda. If you’re over 65, you can get a discount of between 10%-25% off your ticket price at CineMagic.
16. TAKE ONLINE SURVEYS AND GET PAID
Once we retire, our free time increases considerably. Of course, we all have things to do throughout the day, but there still is plenty of spare time we can use however we want. So why not make something useful out of it?
Just think about the possibility of answering to interesting questions and getting paid while you do it. If this seems like a potential dream job, it really is – and it’s as real as it gets. No matter where you are, you can just open your smartphone, laptop or tablet and start taking online surveys.
All of the questions are simple and your opinion matters. This is your chance to make a difference and get rewarded for it. And the best part? It all comes down to your own preferences, time management and income.